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Online Laybuy


Laybuy lets you receive online purchase NOW and spread the total cost over

6 weekly automatic payments





1. Simply select Pay by Laybuy  at checkout
2. Register for Laybuy and complete your order in seconds


 3. Complete your purchase using a debit or credit card
4. Pay over 6 weeks and receive your purchase now

Receive your purchase now, spread the total cost

over 6 weekly automatic payments. Interest Free!


Look for the following button at checkout     


How do I sign up?

Just continue to checkout and select Laybuy as your payment option or visit

laybuy.com/consumer to create your account.


Who can use Laybuy?

Any NZ resident over 18 with a current debit or credit card.


How is my limit approved?

Your limit is assigned through our instant credit check upon sign up. If you don't have a credit score,

Laybuy will assign you with $120. No extra information about you is required!


How do I return my order?

Items purchased using Labuy cannot be returned for a refund, but can be returned for an exchange or an online credit.

To return or exchange an item, please print off an online form, and follow instructions. For more info, please read

our full Returns & Exchanges process.


Is there anything else I should know?

A late fee of $10 will be applied to your account 24 hours after a missed payment.

You can also spend more than your assigned limit, the excess will be added to your first payment.


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